At your side since 2007Lipedema is not a choice.Your protection is.The follow-up cost insurance for surgical lipedema treatment.With lipo-protect, medically necessary aftercare following a liposuction is covered — and with lipo-protect Plus, complications after a body-contouring operation within your lipedema therapy are covered too.
 
 
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from 9,90 €/month
NEW: lipo-protect PlusAll liposuctions in your therapyMonthly cancellable after 1 yearBody-contouring surgery insurableFrom €9.90 per month
Follow-up cost insuranceSo you can focus on your result — not on the aftercare.
     
4.9 / 5330+ Google reviews
A lipedema operation is a big step — often after years of pain, compression and lymphatic drainage. lipo-protect covers the costs if something unexpected happens after the procedure — at predictable monthly premiums.
The riskComplications can occur even after a liposuction
Wound healing problems, infections, seromas or secondary bleeding can appear weeks later even with meticulous doctors — and with several sessions that applies to every procedure.
The gapHealth insurers often do not pay
Many health insurers do not cover liposuction for lipedema — nor the treatment of complications afterwards. After a voluntary procedure, the insurer can even reclaim its treatment costs from you.
The protectionlipo-protect covers it
Medically necessary aftercare following every liposuction in your lipedema therapy — up to €250,000, outpatient private services up to €10,000. We reimburse recourse claims from your health insurer.
Examples of insured complicationsIt is always a precondition that a doctor confirms the complication and that the aftercare is documented. Dissatisfaction with the result is not a complication.
Wound healing problem
Infection / inflammation
Secondary bleeding
Seroma / fluid accumulation
Scar overgrowth requiring treatment
Complication after body-contouring surgeryPLUS
New · Selectable as a variantlipo-protect Plus – body-contouring surgery includedSurgical or plasma skin tightening within the lipedema treatment · Medical complications arising from the tightening are covered
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When do you need lipo-protect?Eight reasons that speak for your protection.
Every lipedema therapy runs differently — your cover should fit it. Find the point that matters most to you.
01I do not want to worry about further costs.
With lipo-protect, the follow-up costs of medically necessary aftercare are covered up to the agreed sum insured. You pay for your procedure, we take care of the rest.
02I want to still be protected years from now.
You decide how long you use lipo-protect. After a minimum term of one year you can cancel monthly — or stay insured as long as you wish.
03I do not want to pay too much at once.
lipo-protect is payable monthly, conveniently by SEPA direct debit or credit card. Your cover starts from €9.90 per month.
04I need several procedures.
Depending on the stage, lipedema requires several liposuctions. All procedures of your treatment during the term are covered — with no extra premium and no notification.
05I am also planning a body-contouring procedure.
With lipo-protect Plus, body-contouring operations within your lipedema treatment are included — surgical or by plasma skin tightening.
06I want to be covered in case of a recourse claim too.
After a voluntary operation, your health insurer can reclaim treatment costs from you. We reimburse that claim.
07I want a high level of cover.
Sum insured of up to €250,000 for follow-up treatments and up to €10,000 for outpatient private services — even if aftercare is needed several times.
08I want to sign up without bureaucracy.
Everything online, transparent, with no hidden costs. Application in a few minutes — sign up before your surgery so your cover starts on the day of the operation at the latest.
 
lipo-protect covers all medically necessary treatments after a surgical lipedema therapy — that is, every treatment that restores the normal state of health or prevents it from deteriorating when it has been impaired by complications following a liposuction.
 
At any time before your planned treatment — ideally right away, so that your cover starts on the day of the operation at the latest. Once the procedure has taken place, no policy can be taken out for it.
 
We reimburse up to €250,000 for follow-up treatments that the health insurer does not cover. Outpatient private services are insured up to €10,000. For treatment in a public hospital, billing runs through your insurance card — we reimburse the cost share that your insurer subsequently charges you.
 
Cover starts from €9.90 per month, by SEPA direct debit or credit card. The insurance runs from your chosen start date for at least one year and then renews automatically — after that you can cancel monthly, an email is enough.
 
If body-contouring operations are planned as part of your lipedema treatment, you can include them with the lipo-protect Plus variant. Whether surgical or plasma skin tightening makes no difference: if an unexpected medical complication arises from it, your cover applies.
Frequent questionsWhat you need to know.
Our partner
Lipedema does not stop after surgery – LipoBuddy is with you every day
LipoBuddy is the app for women with lipedema. Track symptoms and pain, build routines that suit you, read expert articles and connect with a community of over 1,000 women who know exactly what you are talking about. GDPR-compliant and developed in Europe. Try it free – with no obligation.
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Clear and understandable: your insurance documents
 
General Conditions (GCI)
Our General Insurance Conditions (AVB) provide a detailed overview of the conditions, benefits and exclusions of our lipo-protect insurance. This document is critical to clarify understanding and expectations regarding insurance coverage, coverage and procedures in the event of a claim.
 
Productinformation Sheet IPID
The Insurance Product Information Sheet (IPID) is a clear and understandable summary of the most important information about our lipo-protect insurance. Its purpose is to provide a quick overview of key features, benefits and possible limitations of the insurance product.
 
 
Our leading beauty brands
Trusted insurance for your beauty journey
beautyprotect is insurance for cosmetic surgery that covers follow-up costs in the event of complications. It offers global coverage for various aesthetic procedures, with options for medical and aesthetic complications. The insurance can be canceled flexibly on a monthly basis after a minimum term of one year and covers both treatment in public clinics and private services.
cosmetics-protect is follow-up cost insurance for non-surgical cosmetic treatments. It covers medical and aesthetic complications that may arise after such procedures. This insurance offers security against unexpected costs and ensures protection during the insurance period.
Personal supportWhen it matters most, experience counts —not a phone queue.That's exactly what our team is here for. We automate what makes sense to automate — but when it comes to your health and your coverage, you talk to people who have been handling complication cases for over ten years.
„When I had complications after my surgery, I had no patience for phone queues or canned responses. Someone was on the line right away who understood exactly what was going on — and who had already handled a hundred cases like mine. That feeling of having someone with real experience there was worth more than anything else in that moment.“— Customer voice
What our customers say
Over 330 Google reviews for our Care Team — 4.9 stars on average
     
I am super happy with the decision to have insurance here. Every process goes super quickly, you feel anything but left alone and even with my complication the money was transferred very quickly. I have just decided on a 2nd insurance with Beautyprotect because I have simply had very good experiences here. Thank you very much for everything :-)
Kiana K.
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I had a breast enhancement and there was a problem with the right breast which was associated with pain. I contacted the Beautyprotect I had completed and had a new surgery only through this Beautyprotect and my doctor who worked together I feel very well today. I can only say THANK YOU BEAUTYPROTECT!
Sonja G.
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With me, unfortunately, something went wrong with the surgery. Beautyprotect has taken over all follow-up costs without any problems! Mr. D. was always available for me and has processed everything quickly! TOP
Malia P.
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I'm thrilled with the friendliness and fast processing in the event of a claim. And then I just got a package with dried flowers and a get-well wish. I would take out my insurance here again and again. Thank you for everything.
Tanjy G.
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So far, I have taken out insurance through beautyprotect for various procedures. So far, everything has gone smoothly. Reimbursements in case of problems have been fast and uncomplicated and even direct payment to the health insurance (recourse claim). A super service! I can only recommend!
Joy M.
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I have rarely had such good experiences with an insurance company. The staff were always available and very friendly. The cost coverage worked very smoothly and quickly, I could hardly believe that the amount was in my account within a few days. TOP
Anita M.
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